Commercial HSAs
Re-evaluate your health plan enjoy net premium savings without increasing risk liability.
Start managing your organizations’ Health Care Costs by implementing Health Savings Accounts. Contact us to guide your organization to a happier, healthier future!
Employer Benefits:
Lower PremiumsAs employees become responsible for health costs.
Insulate Loss Ratio Since deductibles are higher, your ratios are insulated. This results in lower renewal rates on your health plan.
Empowers employees to determine their level of Health Care, encouraging more efficient use of health benefits.
Reduce FICA TaxEmployee’s payroll contribution to HSA ‘s save the employers FICA Tax. Payroll is lowered by the amount the employees contribute into their savings accounts.
Employee Benefits:
Lower Premiums Tax Savings Pre-Tax Contributions
Tax Deferred Growth
Tax Free Distribution for qualified medical expenses.
Employee driven savings become a benefit to the employee versus the insurance carrier.
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