Resource Center Helpful Links
FINANCIALLY FIT TIP #5 -- Relieve Financial Stress with Check Credit!
Typically, when you overdraw your checking account, your payment is either denied or you face extra fees. With the help of Border State Bank’s Check Credit1, you can minimize these unexpected issues and financial stress.
Bank overdrafts occur and an overdraft fee is charged to you when a debit transaction (for example, a check, ATM withdrawal or debit card purchase) exceeds the available balance in your account and the bank still approves the transaction. As a checking account customer, you know how important it is to keep track of your balances to avoid the inconvenience and expense of overdrafts and accompanying fees.2
Border State Bank offers customers a simple solution with a product called Check Credit. It’s a convenient line of credit tied to your Border State Bank checking account3 for those unexpected purchases or to automatically cover you should you accidentally overdraw your account. These funds can be accessed via Online Banking, Voice Banking, by overdrawing your checking account tied to the check credit or by stopping into any Border State Bank.
To learn more about Border State Bank Check Credit product, call or stop by any local Border State Bank and speak with a Loan Officer or Personal Banker.
Stay tuned for more weekly Expert Financial Tips on how to keep you Financially Fit!
GET CONNECTED!
-- Sign up for Email Alerts!
¹Check Credits subject to credit approval. Credit lines start at $5000. Origination fee and annual fee of $25 apply. ²Fees that may apply to overdrafts: Overdraft fee of $28 per item and continuous Overdraft Fee of $30 when overdrawn 7 consecutive days, Collection item fee of $25 per item. ³Minimum balance to open a BSB checking is $100.
FINANCIALLY FIT TIP #4 -- BSB Online Banking isn't your average Online Banking!
What exactly is Online Banking and what can it do for me? SIMPLIFY and ORGANIZE your personal financial life. Border State Bank Online Banking is FREE* to Border State Bank customers and it’s not just a place for you to see your accounts, there’s so much more!
View balances and activity on your checking, money market, savings, CD or loans.Categorize spending and budget expenses; download account information to your Quicken/QuickBooks SoftwareReceive email and text alerts with your balance, deposits, and moreView check imagesE-statements; view electronic versions of your paper account statements.Enroll in Online Bill Pay* - Electronic bill payment services which saves you the cost of stamps & checks!Transfer money between Border State Bank accounts24/7 - After Hours customer supportReorder checks & more
Online Banking at Border State Bank is safe, secure and available FREE* with any Border State Bank Checking Account.
To learn more about Border State Bank Online Banking services, call or stop by any local Border State Bank and speak with a Personal Banker.
Stay tuned for more weekly Expert Financial Tips on how to keep you Financially Fit!
GET CONNECTED!
-- Sign up for Email Alerts!
Online Banking is FREE to BSB account holders. Minimum to open a BSB checking account is $100. For more information please contact a personal banker. Bill Pay is FREE for the first 6 months, $5.00 per month for unlimited bill payments thereafter.
FINANCIALLY FIT TIP #3 -- SAVE MONEY WITH A HOME LOAN REFINANCE!
You’ve heard about it everywhere - on the radio, nightly news, magazines, online articles...Mortgage rates are still at all time historic lows!
Depending on when you opened your Real Estate Loan or refinanced last, you may be eligible to SAVE even more money! Because your mortgage and current financial situation is unique to you, our TIP this week is to simply call a Real Estate Officer at your local Border State Bank and they will give you a FREE personalized analysis of your loan showing you how much you could potentially save by refinancing.
Don’t miss the opportunity! Now’s your chance to let your Real Estate Officer give you a FREE analysis and find out how much you can be saving monthly!
Stay tuned for more weekly Expert Financial Tips on how to keep you Financially Fit!
GET CONNECTED!
-- Sign up for Email Alerts!
All loans subject to credit approval.
FINANCIALLY FIT TIP #2 -- BE CREATIVE WITH CONSUMER LOANS!
When dreaming about that vacation away from the frozen tundra, fishing in your new boat this summer, riding on that new ATV, remember that we can help make that dream a reality. There are many reasons financing at your local bank can be a benefit!
Rate: Often times consumers will make a purchase before consulting with their local bank. Always check with your local bank to find the best possible rate - SAVING YOU MONEY that you can use elsewhere.*
Convenience: You can easily manage all your loan accounts through Online Banking*. Access your balance, schedule payments, download payment history, etc. Best of all - there’s only one user name and password for you to log-in to ALL your bank accounts.
Creative Loans Save Money: Often times consumers think of loans being for toys, trips, cars, etc. Other loans that can possibly help you organize your lifestyle might be to pay off credit card debt, a loan to purchase athletic equipment, or even loans to pay for unforeseen circumstances such as home emergencies, vehicle breakdowns, or other personal expenses. Another great loan is a Check Credit, which is a loan tied to your checking account safeguarding you from overdrafts.
To learn more about Border State Bank Consumer Loans, call or stop by any local Border State Bank and speak with a Consumer Officer.
Stay tuned for more weekly Expert Financial Tips on how to keep you Financially Fit!
GET CONNECTED!
-- Sign up for Email Alerts!
Consumer Loans include personal line of credits, check credits, auto loans or personal loans. Credit is subject to credit approval. *Contact your local Border State Bank Consumer Officer for current rates and Annual Percentage Rate (APR). Origination fees may apply to Consumer loans. *Online Banking is FREE to BSB account holders. Minimum to open a BSB checking account is $100.
FINANCIALLY FIT TIP #1 -- USE ELECTRONIC BANKING!
Often times, customers are looking for ways to easily manage their accounts...kind of like a one-stop-shop. When you have accounts with Border State Bank, one of the product benefits is FREE Online Banking. Within Online Banking you can access ALL your accounts in one area, whether it’s Checking, Savings, CD’s, Loans, Investments, etc. Once you log-in, you can view your current balance, transfer money between accounts, schedule loan payments, set-up recurring payments, view images of checks, and you can even download all your account history to your Quicken or other programs!
Additionally, there are services within Online Banking to make your life easier. You can sign up for E-statements and receive electronic copies of your bank statements; downloadable at anytime. Use the Online Bill Pay service to pay your bills electronically - saving you the cost of stamps and checks. And to make managing your account easy on the go - sign up for Mobile Banking! You’ll be able to have up to date account history, balances, transfer funds all via your Smartphone!
To learn more about Border State Bank Online Banking services, log-on to our website or stop by any local Border State Bank and speak with a Personal Banker.
Stay tuned for more weekly Expert Financial Tips on how to keep you Financially Fit!
GET CONNECTED!
-- Sign up for Email Alerts!
*Online Banking is FREE to BSB account holders. Minimum to open a BSB checking account is $100. To qualify for Bill Pay, you must have a BSB checking account and be an Online Banking user. Bill Pay is FREE for first 6 months, $5 per month thereafter.
Our financial partners:
Elan Credit Cards
Deluxe Checks
Instant Cash
Thune Insurance Network
Investment Centers
FDIC
Federal Reserve
Our Communities:
Badger
Baudette
Greenbush
International Falls
Roseau
Thief River Falls
Other helpful links:
Travel Directions
Northern MN Information
Internal Revenue Service
United States Post Office
Minnesota Tourism
Local Schools & Universities
This site is optimized for display on Handheld Devices. | Home | Flash Website | © 2013. All Rights Reserved.