| Loans & Credit Lines that work for you. |
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Secured Loans and Lines of Credit |
Unsecured |
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Home Equity Line of Credit |
Home Equity Loan |
Variable Rate Consumer Loans |
Fixed
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Consumer
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CD Secured Loan |
Check Credit |
Unsecured Loan |
| Interest Rate (fixed or variable) |
Variable |
Fixed |
Coming Soon |
Fixed |
Fixed |
Variable |
Fixed |
| Pay interest only on amount used |
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| Auto Payment Available |
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| Access cash through checks and On-Line Banking |
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| Overdraft protection against NSF Fees |
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| Payment protection available |
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| Home Equity Lines of Credit (HELOC)
Unlock the equity in your home to fund home improvements, college tuition, travel, or debt consolidation. You can access your funds by simply writing a check. As you borrow against your Home Equity Credit Line, and then repay it, the funds become immediately available for you to use again. Best of all, the interest may be tax deductible. Consult your tax advisor and talk with your Border State Bank Lending Officer to see if a HELOC is right for you. |
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Home Equity Loans
Using the equity in your home is the smart way to borrow. With a home equity loan, you can use the value of your home to finance renovations, save money through debt consolidation, pay tuition expenses, take a dream vacation or anything else. A Home Equity loan is a great financial tool that may be tax deductible. Consult your tax advisor for advice on your particular situation. |
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Variable Rate Consumer Loans
Coming Soon. |
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Fixed Rate Consumer Loans
It's quick and easy to get the money you need for that vehicle, boat, RV, ATV, snowmobile or whatever your heart desires. Border State Bank's friendly service makes financing your dreams quick and easy. |
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CD Secured Loans
Use your own money wisely by choosing our CD secured loans. Your Border State Bank certificate of deposit secures your loan allowing you to receive preferred rates. Our payment plans are specialized to meet your needs. We also offer options for both payment protection and automatic payments. |
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Check Credit
A convenient line of credit tied to your Border State Bank checking account for those unexpected purchases or to automatically cover you should you accidentally overdraw your account. Talk to any Border State Bank Personal Banker for more information. |
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Unsecured Loans
Your good credit provides a simple way to finance important purchases for family or household needs. With easy fixed monthly payments our affordable Unsecured Installment Loan, you'll have the cash you need. Border State Bank's quick easy service and flexible terms make application a breeze. |
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Student Loans
Student loans are available to any family who has a student in college. Some loan types are determined based on the financial need of the family such as the Federal (Subsidized) Stafford Loan and Federal Perkins Loan. There are also loans available to families of any income such as the Federal Unsubsidized Stafford Loan, and PLUS Loan. Border State Bank offers all three types of student loans through our Brainscratch program and applications can be done on-line. Simply click here and use Lender Code #306734.
All loans are subject to credit approval, acceptable collateral, and available equity.
For more information contact one of our Consumer Officers. |
