Border State Bank

Cash Management


Remote deposit capture

Make deposits from your desktop instead of making another trip to the bank anytime, day or night with a portable scanner and an Internet connection. It’s the quickest way to turn check deposits into cash! DEMO HERE!

Merchant Card Payment Services

Give your customers the convenience of paying with plastic by accepting credit and debit card payments. Your business will benefit with increased and quicker sales that direct deposit into your business checking account. Already accepting credit cards? Let us give your Merchant Account a thorough checkup! We’ll review all the rates and fees that you currently pay to see if we can save you money!

ACH Origination Services

  • Direct Deposit Payroll uses ACH to electronically credit your employees checking or savings account on a designated date at almost any US Financial Institution.  Direct Deposit Payroll is an efficient, secure and cost-effective way to meet your payroll needs.
  • Direct Debit uses ACH to electronically debit your consumer customer’s  checking and savings account to collect payments for such common items as rent collection, payment of services, membership fees and contributions.
  • Corporate Credit and Debit allows your business to debit or credit business trade partners and vendor accounts using ACH. 

Bank and night depository

Deposit funds 24 hours a day, seven days a week in drop boxes at any of our 11 locations.

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Online Business Banking

  • Free unlimited access to your accounts. Many features for easy, convenient banking.
  • Monitor account 24/7
  • View check images & online statements
  • Schedule online Border Bank loan payments, stop payments
  • Schedule online Border Bank account transfers
  • Advance from lines of credit
  • Exportable statements to your accounting software
  • Address changes
  • User management, for multiple online account users.

Other Add-on Services:

  • Online bill pay
  • Schedule wire transfers
  • ACH origination

Account analysis

We can track commercial account activity to determine if the earnings credit on balances is sufficient to compensate for the cost of services provided.

Keep your money working

Save money by making secure, timely payments to employees and vendors.

Border Bank's Mastercard© Business Debit Card

Transactions deducted directly from your business checking account. Multiple users can be added to each account and you can track expenses of individual cardholder spending.

Corporate VISA©

Track expenses of individual cardholder spending through easy-to-read online reporting.

If you have questions, please contact your Business Officer or a Relationship Banker.


Positive Pay

Positive Pay is an effective tool to guard businesses from both  check and ACH fraud. With Positive Pay, you will provide details of the checks you write or the Companies you allow to post ACH transactions to your account. When items are presented for payment, they will be compared against these details. If a discrepancy is found, the exception items will be flagged and you will be notified. Log into the Positive Pay system within Business Online Banking to review the items and make Pay or Return decisions. 

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Go Paperless!

Don't wait for your account statements in the mail. Sign-up for E-Statements.

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Go Paperless

Which Car to Buy?

We can help you find what's right for your budget and get you pre-approved for a certain amount.

Learn More

auto loans

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