Stable, secure returns on your investment.


Rate Information
Border State Bank offers competitive Certificate of Deposit (CD) rates on terms ranging from 3 months to 5 years. For current interest rates or more details, please contact your local Personal Banker.


Smart Start CD
An alternative savings product designed for those who want to invest a smaller amount but with a higher interest rate than a savings account.


OPTIONS12 CD
One of our most popular products with even more savings potential than ever! The Options12 CD allows the one-time ability to change your rate and the ability to withdraw up to 50% of your current balance. In ADDITION to that - it also allows a ONE-time additional deposit to the CD less than or equivalent to the initial deposit. The Options12 CD really is a savers dream. A CD with creative saving abilities combined with great rates - that's our Options12 CD. Minimum deposit is only $2500 - Term is 12 Months.


Fixed Rate CD
Enjoy a guaranteed return on your investment. CD's are safe, secure and a smart part of a diversified investment plan. Border State Bank CD's offer varied interest rates and terms to allow greater investment flexibility.


Interest Payment Options 

When it comes to saving money for the future, we offer a full range of fixed rate CD's to meet your needs. Interest is paid every six months. We offer three convenient interest payment options:

  • Add the interest payment to the principal amount of your CD. 
  • Automatically deposit the interest to your BSB checking or savings account. 
  • Receive an interest check by mail. 


Automatic Renewal

Your CD will automatically renew at maturity. However, you have a ten day grace period from the maturity date to withdraw the funds without penalty. You may change the term of your CD or make deposits or withdrawals during the grace period. 


Early Withdrawal Penalty

An early withdrawal will reduce earnings and in some cases, reduce the principal amount. 


For current interest rates or more details, please contact your local Personal Banker.