Loans & Credit Lines that work for you.


Home Equity Lines of Credit (HELOC)

Unlock the equity in your home to fund home improvements, college tuition, travel, or debt consolidation. You can access your funds by simply writing a check. As you borrow against your Home Equity Credit Line, and then repay it, the funds become immediately available for you to use again. Best of all, the interest may be tax deductible. Consult your tax advisor and talk with your Border State Bank Lending Officer to see if a HELOC is right for you.


Home Equity Loans

Using the equity in your home is the smart way to borrow. With a home equity loan, you can use the value of your home to finance renovations, save money through debt consolidation, pay tuition expenses, take a dream vacation or anything else. A Home Equity loan is a great financial tool that may be tax deductible. Consult your tax advisor for advice on your particular situation.


Fixed Rate Consumer Loans 

It's quick and easy to get the money you need for that vehicle, boat, RV, ATV, snowmobile or whatever your heart desires. Border State Bank's friendly service makes financing your dreams quick and easy. 


iHELP Student Loans 

There are many ways to pay for the cost of higher education. After considering all your federal loans, scholarships and grants, you may still have a gap you need to cover to pay your total college costs. Border State Bank works with the iHELP Student Loan program to provide you an attractive private student loan that can help you to cover that gap. Apply Today!


CD Secured Loans 

Use your own money wisely by choosing our CD secured loans. Your Border State Bank certificate of deposit secures your loan allowing you to receive preferred rates. Our payment plans are specialized to meet your needs. We also offer options for both payment protection and automatic payments.


Check Credit 

A convenient line of credit tied to your Border State Bank checking account for those unexpected purchases or to automatically cover you should you accidentally overdraw your account. 


Unsecured Loans 

Your good credit provides a simple way to finance important purchases for family or household needs. With easy fixed monthly payments our affordable Unsecured Installment Loan, you'll have the cash you need. Border State Bank's quick easy service and flexible terms make application a breeze.

All loans are subject to credit approval, acceptable collateral, and available equity.

For more information contact one of our Consumer Officers.